ANZ Interest Rates (updated 26.10.09)

Schedule of interest rates released by ANZ Fiji are as follows:

• Business Index Rate - 9.95%;
• Residential Property Loan : Standard Variable Rate - 7.75%, 1 Year Fixed Rate - 7.25%;
• Investment Loan : Standard Variable Rate - 8.25%, 1 Year Fixed Rate - 7.50%;
• Personal Loans : Secured - 11.00%, Unsecured - 15.00%;
• Small Loans : Unsecured - 19.50%;
• Retail Term Deposits: 9 months to 1 year - 2.25%, 1 to 1.5 Years - 3.75%, 1.5 to 2 Years - 3.75%, 2 Years to 3 Years - 4.00%.

Interest rates are on a per annum basis and may be varied by ANZ without prior notice.

Westpac Interest Rates (updated 2.8.10)

Schedule of interest rates released by Westpac Fiji are as follows:

• Business Lending Rate - 9.99%;
• Residential Property Loan : Variable Rate – 7.75%, 1 year Fixed Rate – 7.25%;
• Investment Loan : Variable Rate - 8.25%, 1 year Fixed Rate - 7.25%;
• Retail Term Deposits : 6 to less than 9 months - 2.25%, 9 months to less than 1 year - 3.00%, 1 year to less than 1.5 Years - 3.50%, 1.5 years to less than 2 Years - 3.75%, 2 years to less than 3 Years - 4.00%.

Interest rates are on a per annum basis and may be varied by the bank without prior notice.

Companies interested in developing new or reviewing their current strategic plans can contact us on telephones (679) 3342719 or (679) 9921427 or email info@gilbert.com.fj.

We also carry out consultancies on capacity assessments and risk management.

At present we are involved in developing an Organisational Review and Strategic Plan Consultancy.

Colonial National Bank Interest Rates (Updated 22.2.10)

Schedule of interest rates released by Colonial National Bank are as follows:

• Business Banking Base Rate – 9.20%;
• Residential Property Loan : Variable Rate – 8.25%, 1 Year Fixed Rate – 7.25%;
• Investment Loan : Variable Rate – 8.25%, 1 Year Fixed Rate – 7.25%;
• Retail Term Deposits: 9 months - 5.00%, 1 year - 3.50%, 1.5 Years - 3.75%, 2 Years - 4.00%, 3 Years - 4.50%.

Interest rates are on a per annum basis and may be varied by the bank without prior notice.

Capacity Assessment Consultancy

One of our products is Capacity Assessments of organisations. We have previously carried out this type of consultancy for UNICEF and UNAIDS.

Capacity Assessments are done to evaluate whether an organisation has the capacity, skills and expertise to achieve the objectives and functions that it has set out to do.

Donors are usually interested to have an independent assessment done to evaluate whether the NGO or project that it is intending to fund has the capacity to deliver the intentions and objectives for which the funding is to be provided. In that regard, it usually calls upon an independent person to carry out a capacity assessment on that particular organisation.

Another area where capacity assessment can be utilised is to find out whether an organisation has the capacity, skills and expertise to be able to deliver some function that it intends to provide in the future.

At the moment, we are currently doing a capacity assessment consultancy for Dominion Finance Company Limited.

If you are interested in this type of consultancy, pls email us on info@gilbert.com.fj or call telephones (679) 3342719 or (679) 9921427.

Westpac Interest Rates (updated 1.2.10)

Schedule of interest rates released by Westpac Fiji are as follows:

• Business Lending Rate - 9.99%;
• Residential Property Loan : Variable Rate – 8.50%, 1 year Fixed Rate – 7.75%;
• Investment Loan : Variable Rate - 8.50%, 1 year Fixed Rate - 7.75%;
• Retail Term Deposits : 6 to less than 9 months - 2.25%, 9 months to less than 1 year - 3.00%, 1 year to less than 1.5 Years - 3.50%, 1.5 years to less than 2 Years - 3.75%, 2 years to less than 3 Years - 4.00%.

Interest rates are on a per annum basis and may be varied by the bank without prior notice.

Companies interested in developing new or reviewing their current strategic plans can contact us on telephones (679) 3342719 or (679) 9921427 or email info@gilbert.com.fj. We also carry out consultancies on capacity assessments and risk management.

Colonial National Bank Interest Rates (Updated 18.1.10)

Schedule of interest rates released by Colonial National Bank are as follows:

• Business Banking Base Rate – 9.20%;
• Residential Property Loan : Variable Rate – 8.25%, 1 Year Fixed Rate – 7.25%;
• Investment Loan : Variable Rate – 8.25%, 1 Year Fixed Rate – 7.25%;
• Retail Term Deposits: 9 months - 5.00%, 1 year - 3.50%, 1.5 Years - 3.75%, 2 Years - 4.00%, 3 Years - 4.50%.

Interest rates are on a per annum basis and may be varied by the bank without prior notice.